Wednesday, June 10, 2015

Wedding season Money matters – even if you are just the guest.

Wedding season 
Money matters – even if you are just the guest.

By: Michele Ashby 
June 10,2015

My husband and I have been invited to a few weddings already this year – and I found out that this can be a budget breaker even for family and friends attending the weeding – see what I mean……….

Imagine that your best friend’s daughter is getting married - and when there is a wedding in your circle of family or friends, it is a very special occasion.

The big wedding day is coming up soon and you need to buy a gift for the special couple.

 You have the invitation in your pile, and you remember that it has the web address to the couple’s wedding site, which includes their pictures together and their story of how they met 2 years ago and how much they are in love now.

 The web page also includes the stores where they selected all the items for their registry.  Isn’t that convenient you think. I don’t even have to go to the Mall – I can shop from my computer.  This is great! ---- (and maybe a little dangerous).

 You dig through your pile of mail on your desk and find the invitation and then you type in the web address and start searching through the wedding site –

 “Oh, aren’t those pictures so cute of them together”

and look at the story of how "they met at the office where she works and he was a client.”

This is pulling at your heart strings – but you need to get to the shopping so you can get back to work, so you press the button for the Wedding Registry.

Up pops two retail stores and a honeymoon site.

“Oh, I can buy a gift AND also help them pay for a part of their honeymoon.  This is so cool” you think.  

As you click through the retail sites and at the items the couple has picked out, you are focused on the items that are left on the list.

 “Hmmm, that set of cutlery looks nice, but $135 is a bit more than I wanted to spend."

How about that set of glass bowls, or the wooden spoon collection – those are both nice? And reasonable too.

 But you want to get them something really nice, something impressive – this is your best friend’s daughter. You don’t want to look cheap, plus they only get married once, right?

 This is such a special occasion – you can’t let them down

–“I am going to splurge”, you tell yourself.

  The store will wrap it in the beautiful silver wedding wrap with the Ivory bow and a nice white dove ornament on it AND they will ship it on the date you want them too.

You justify this as saving money and time not having to go to the store and get a gift.

 “I’ll just put this one thing on my credit card and pay it off next month or the month after that.” You select the cutlery and head to the checkout, -- oh but wait, you can’t check out without giving them some money towards the honeymoon, you add $50 to the pot – and now to check out.

 A few moments later, you hit the “purchase now” button.  “DONE

Whew – that was easy – and kind of a rush.  

The next day, you go to the mailbox and open this month’s credit card bill.  Oh dear, you forgot about that $845 repair on your car last month that you put on your card, intending to pay it off this month along with all those other charges and the balance carried.

  “Wow, I hope I have enough money left over this month to pay this off" 

AND I added onto it again yesterday with the wedding gifts.

"Why do I do this to myself?  I’m never going to catch up!”

You are having buyer’s remorse now, but it’s too late to go back now.  

Have you ever felt this way? Maybe it’s not a wedding, maybe it is a sick pet or family member, or a golf outing with your buddies, is this YOUR normal relationship with your money?

Learn more about how to deal with your money woes

  Read  Secrets of a Closet Millionaire and get well financially!

Michele Ashby, Author of  Secrets of a Closet Millionaire; A Step-by-Step Guide to Financial Freedom – 

Michele Ashby, Author of  Secrets of a Closet Millionaire; A Step-by-Step Guide to Financial Freedom – available now on Amazon, Holistic Financial Guide and Coach, Executive coach and Key-note speaker

You Can Find Michele Ashby's Book Here:

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